AI Banking Intelligence Suite

Your Voice. Your Identity. Your Bank, Secured by AI.

Aminata.ai powers VoxID, an AI driven banking intelligence suite that helps banks and Saccos verify customers by voice, automate contact centre journeys, detect fraud, monitor AML risks, and deliver secure self service banking through Agentic AI.

98.7%
Voice match
8s
Call authenticated
60%+
Tier 1 automation
VoxID banking dashboard preview
Voice Match
98.7%
Customer
Verified
Fraud Risk
Low0.12
AML
Alert Detected
Call Authenticated
in 8 seconds
Built for BanksBuilt for SaccosBuilt for Regulated EnterprisesAPI ReadySecure by DesignAudit ReadyAI Powered
Why Aminata.ai

Built for the seriousness of modern banking.

Aminata.ai brings AI identity, agentic automation and fraud intelligence into one platform built for regulated financial institutions.

Passwordless Voice Security

Verify customers using voice biometrics instead of PINs and security questions.

Agentic Banking Automation

Customers safely access account services through AI powered voice, chat and WhatsApp.

Fraud and AML Intelligence

Detect social engineering, repeated micro transactions, salami slicing and unusual behaviour.

Compliance Ready AI

Audit logs, role based access, risk scoring, encryption and human approval workflows.

Agentic AI Contact Centre

The contact centre, re-imagined for banks.

Customers call. AI greets, verifies and resolves. Humans handle the hard cases with full context. Every action is logged.

Sample customer journey
  1. 1Customer calls the bank
  2. 2AI greets and assists in language
  3. 3Voice biometrics verifies identity
  4. 4AI checks profile and permissions
  5. 5Answers balance and statement inquiries
  6. 6Checks loan eligibility
  7. 7Initiates stop payment requests
  8. 8Handles wrong number payment reports
  9. 9Escalates sensitive issues to humans
  10. 10Supervisor sees full audit trail
Channels
Voice calls
WhatsApp
Web chat
Mobile app
USSD assisted
Human handoff
Capabilities
NLUVoice biometricsCustomer 360Agent assistAI summarySentimentCall reasonComplaint classificationSLAApprovalCRMCore bankingTicketingFraud promptsCompliance scripts
Agentic RAG for Banking

Answers from your policies, not from the open internet.

Secure AI knowledge retrieval grounded in approved bank documents. Role aware. Always cites sources. Never hallucinates.

Grounded answers

Every response cites the policy clause, document and version.

Role aware

Tellers, agents, risk officers and managers see role appropriate answers.

Governed

Approval workflows, escalation rules and tamper evident audit logs.

Use cases
  • Customer service
  • Loan policy
  • Compliance
  • Fraud investigation
  • Internal SOPs
  • Branch ops
  • Agent onboarding
  • Sacco products
Features
  • Document ingestion
  • Policy indexing
  • Role based answers
  • Source citations
  • Approval workflow
  • Escalation rules
  • Freshness monitoring
  • Audit logs
Fraud & AML Intelligence

Stop fraud and money laundering before money moves.

Behaviour baselines, voice mismatch detection and pattern AI united in one risk picture, with cases and reporting your regulator will recognise.

Fraud alerts (24h)
27
-12%
AML alerts (MTD)
342
+4.2%
Salami clusters
11
+2
Dormant risk score
B+
stable
Suspicious transaction pattern detection
Salami slicing detection
Dormant account reactivation monitoring
Unusual account activity scoring
Velocity and structuring checks
Device and channel risk
Beneficiary risk
Voice mismatch alerts
Customer behaviour baseline
High risk profile alerts
Case creation and investigation
Compliance reporting
Dashboard visuals
  • AML risk heatmaplive
  • Fraud trend chartlive
  • Top flagged accountslive
  • Salami slicing clusterslive
  • Dormant activation risklive
  • Suspicious transaction timelinelive
  • Investigation queuelive
  • Executive risk scorelive
Use Cases

Built for every team that touches the customer.

For Banks
  • Voice verified call centre
  • Account balance self service
  • Stop payment automation
  • Loan eligibility checks
  • Dormant account activation
  • Fraud monitoring
  • AML alerts
  • Customer onboarding
  • Diaspora verification
  • High value transaction confirmation
For Saccos
  • Member verification
  • Loan balance inquiry
  • Savings balance inquiry
  • Loan eligibility check
  • Guarantor verification
  • Member support automation
  • Fraud alerts
  • Board level analytics
  • Branch performance dashboard
  • WhatsApp member self service
For Contact Centres
  • Reduce average handling time
  • Reduce security questions
  • Authenticate before agent engagement
  • AI call summaries
  • Agent assist
  • Smart escalation
  • Complaint routing
  • SLA tracking
  • Quality monitoring
For Risk & Compliance
  • AML monitoring
  • Suspicious pattern detection
  • Voice mismatch reports
  • Audit trails
  • Investigation case management
  • Regulatory reporting support
  • Role based access
  • Approval workflow
Executive Command Centre

One view for CEOs, CIOs, CISOs and Heads of Risk.

Every KPI, every risk signal, every AI metric — unified in a Power BI–class command centre built for boardroom decisions.

Verified customers
184,302
+8.4%
Voice auth success
98.7%
+0.6pt
Avg verification time
8s
-31%
Contact centre automation
64%
+12pt
Agentic AI resolved
12,841
+22%
Human escalations
1,205
-9%
Fraud alerts (24h)
27
-12%
AML alerts (MTD)
342
+4.2%
Aminata.ai executive command centre dashboard
Live board viewUpdated 2s ago
Net revenue protected
KES 2.4B
+18%
Risk posture
A−
up 1
Security

Enterprise grade security, by default.

Aminata.ai is built for institutions that cannot afford to get security wrong.

Encryption in transit
Encryption at rest
Secure voiceprint storage
Role based access control
MFA for admins
API authentication
OAuth support
Audit logging
Immutable logs
Data minimization
Data retention controls
Data residency options
Human in the loop approvals
Penetration testing ready
Security review documentation
Compliance support
Integrations

Plugs into the systems you already run.

VoxID integrates with
Core banking systemsSacco management systemsCRMContact centre platformsPBX systemsWhatsApp Business APIMobile banking appsInternet banking portalsM-Pesa and payment systemsLoan origination systemsFraud monitoring systemsDocument managementTicketing systemsData warehousesBI tools
Integration options
  • REST API
  • SDK
  • Webhooks
  • Secure middleware
  • SIP & telephony
  • Role based API keys
  • Sandbox
  • Production support
How it Works

From the first hello to a fully audited action.

01
Enroll

Customer voice is captured securely and converted into a protected voiceprint.

02
Verify

Customer speaks naturally through phone, app, WhatsApp voice or contact centre.

03
Score

VoxID calculates confidence, fraud risk, channel risk and customer context.

04
Act

Agentic AI performs allowed actions or escalates to a human for approval.

05
Audit

Every verification, AI action, escalation and decision is logged for compliance.

Ready when you are

Bring VoxID into your bank or Sacco.

Book a private demo with an Aminata.ai banking specialist. We will walk through your call centre, fraud and compliance scenarios end to end.