Aminata FraudShield™
AI-Powered Fraud Intelligence, AML Monitoring and SIM Swap Risk Management for Telcos and Mobile Financial Services.
Protect customers, reduce financial crime, detect account takeover attempts, identify suspicious transaction networks and combat SIM swap fraud using advanced AI-powered intelligence.
- Prevented losses96.00
- SIMSWAPMSISDN 254•••4712 · port flaggedblock
- AMLStructuring suspected · WLT-8821case
- GRAPHMule cluster expanded +6 nodesreview
- AUTHStep-up challenge passed240ms
- FRAUDVelocity anomaly · acct 8821hold
The Growing Threat of Digital Fraud
Fraud is no longer the work of lone actors. It is industrialised, automated, cross-border and targeted at the mobile financial rails that emerging markets depend on.
SIM Swap Fraud
Fraudsters acquire control of a customer's mobile identity and intercept authentication messages.
Account Takeover
Unauthorized access through compromised credentials, session hijacks and social engineering.
Mule Accounts
Accounts used to move and conceal illicit funds across wallets and bank rails.
Money Laundering
Complex layered movement of funds to disguise criminal proceeds across institutions.
Social Engineering
Manipulation of customers and frontline support teams to bypass controls.
Organized Fraud Networks
Large-scale coordinated operations using synthetic identities and mule chains.
One Platform. Complete Fraud Intelligence.
Streaming signals from every customer touchpoint flow into a unified AI intelligence engine that scores risk, explains decisions and orchestrates response in real time.
Stop fraud before the customer is onboarded.
An AI-powered identity verification and fraud risk orchestration layer for Telcos and Mobile Money Providers — verifying identity, biometrics and behavioural signals before any SIM, wallet or account is activated.
Fraud often begins during onboarding.
A fraudster may register a SIM, wallet or account using a fake, stolen, borrowed, altered or synthetic identity. The only question that matters:
Is the person presenting the identity truly the rightful owner?
What FraudShield verifies at onboarding
Identity AssuranceGovernment identity integration
Subject to regulatory approval, FraudShield connects to trusted identity sources so verification happens against authoritative records — not just the document in hand.
Biometric onboarding workflow
Premium, agent-friendly flow — completes in seconds.
AI onboarding risk score
Agent & shop fraud monitoring
Detect insider-assisted onboarding fraud through behavioural patterns across the agent network.
| Agent | Shop | Rejects | Failed KYC | Same device | Spike | Risk |
|---|---|---|---|---|---|---|
| AG-7821 | Eastleigh Hub Nairobi | 42 | 31 | 12 | 86% | 92 |
| AG-2207 | Nakuru West Rift Valley | 27 | 21 | 8 | 64% | 81 |
| AG-4410 | Mombasa Old Town Coast | 18 | 14 | 4 | 48% | 71 |
| AG-9933 | Kisumu Central Nyanza | 9 | 6 | 2 | 22% | 38 |
| AG-5582 | Eldoret Plaza Rift Valley | 6 | 3 | 1 | 14% | 22 |
Business benefits
Executive impact“FraudShield Identity Assurance™ helps Telcos stop fraud at the source by verifying customer identity during onboarding using trusted data sources, biometric checks, liveness detection, AI risk scoring and fraud intelligence — before a SIM, wallet or account is activated.”
Stop SIM swap fraud before the first OTP leaves the network
FraudShield ingests live signalling from the mobile network, correlates it with device, location and authentication telemetry, and scores every authentication event in real time.
What is SIM Swap Fraud?
An attacker convinces a mobile operator — through stolen ID, insider collusion or social engineering — to port a victim's number onto a new SIM. Within minutes, every OTP, password reset and mobile money authorisation is theirs.
AML monitoring built for mobile financial services
Structuring Detection
Identify transactions deliberately split to evade reporting thresholds.
Smurfing Detection
Detect coordinated deposits across multiple accounts and agents.
Suspicious Transaction Monitoring
Behavioural baselines per customer, segment and channel.
Velocity Monitoring
Detect abnormal frequency and value bursts across rails.
Beneficiary Risk Analysis
Score counterparties against watchlists and historical typologies.
High Risk Entity Monitoring
PEPs, sanctioned entities, adverse media — continuously screened.
Transaction Pattern Analysis
Sequence and graph models surface layering and integration.
- Struct320
- Smurf480
- Velocity290
- Benef510
- PEP220
- Pattern380
- Other160
Uncover the network behind every fraud
Click any node to explore relationships between subscribers, devices, wallets, accounts, agents, merchants and beneficiaries. FraudShield surfaces the structure that lone-alert systems miss.
Selected node bridges two otherwise unconnected subscriber clusters with a shared beneficiary, consistent with mule aggregation typology.
Every alert. Explained.
Why this account was flagged
Cross-referenced with operator HLR — replacement outside customer's usual region.
Device fingerprint never seen on this MSISDN; OS/version inconsistent with history.
Sudden velocity spike: 8 transfers in 6 minutes, 12× the customer's 90-day baseline.
Beneficiary appears in a known mule cluster flagged 9 days ago.
Every decision is fully traceable — source signal, model version, policy applied and reviewer action are persisted to an immutable audit log.
An AI-powered Fraud Intelligence, AML Monitoring and Agentic Fraud Response Platform that enables Telcos and Mobile Money Providers to detect financial crime, identify suspicious money movement, respond to SIM swap incidents, contain fraud in real time and protect customers before losses escalate.
Plugged into the entire mobile money ecosystem
FraudShield integrates directly with MNO, mobile money, SIM management, CRM, subscriber, AML, FMS and customer care platforms through secure APIs — consuming live signals end-to-end.
Report fraud from any phone. No app required.
The customer does not need access to the affected device. They call the FraudShield AI Hotline from any phone, enter the affected mobile number on the keypad, and the platform takes over.
Flagship Capability · Instant containment
When composite risk crosses thresholds, FraudShield can recommend or trigger protective controls directly via Telco and Mobile Money APIs — every action is policy-bound, reversible and audited.
Each control invocation is policy-evaluated against the institution's fraud playbook, signed via mTLS, and logged to an immutable WORM store. Reversal requires dual-control authorisation.
From signal to defensible action
The moment a SIM swap incident is reported — by voice, by signal, or by partner alert — FraudShield fuses telco, wallet and behavioural data into a single risk decision.
- Freeze outbound transfers
- Lock SIM port + device binding
- Notify customer via verified channel
- Escalate to Fraud Ops L2
Ten AI typologies. One streaming engine.
FraudShield continuously analyses deposits, withdrawals, transfers, agent transactions, merchant payments and wallet movements — surfacing the typologies that matter to regulators and the board.
The model that knows your customer
FraudShield learns each subscriber's normal financial behaviour. Anomalies surface within seconds, scored and routed for action.
Executive-grade situational awareness
A single pane of glass for AML officers, fraud leadership and regulators — covering suspicious activity, emerging threats, exposure and recovery.
- Suspicious124.00
- SIMSWAPMSISDN 254•••4712 · port flaggedblock
- AMLStructuring suspected · WLT-8821case
- GRAPHMule cluster expanded +6 nodesreview
- AUTHStep-up challenge passed240ms
- FRAUDVelocity anomaly · acct 8821hold
SOC-grade workflow for AML and Fraud teams
View alerts. Review cases. Approve AI recommendations. Freeze activity. Escalate investigations. Track recovery. Every action signed and traceable.
| Case | Subject | Typology | Risk | Age | Pri | Actions |
|---|---|---|---|---|---|---|
| FS-AR-9821 | 254•••4712 | SIM Swap + ATO | 94 | 00:00:38 | P1 | |
| FS-AR-9817 | 254•••2210 | Mule · Layering | 87 | 00:02:11 | P1 | |
| FS-AR-9812 | 254•••8043 | Rapid Cash-Out | 76 | 00:04:55 | P2 | |
| FS-AR-9805 | 254•••1129 | Structuring | 71 | 00:07:20 | P2 | |
| FS-AR-9799 | 254•••6620 | Beneficiary Cluster | 64 | 00:11:02 | P3 |
Ten outcomes the board can measure
Each capability of the Agentic AI Fraud Response platform is mapped to an outcome that fraud, compliance and finance leadership can quantify.
Detect. Contain. Protect.
Most fraud platforms detect fraud. FraudShield detects fraud and enables immediate customer-driven fraud containment through an AI-powered voice hotline — collapsing response time from hours to seconds.
"FraudShield not only detects fraud and money laundering. It introduces an Agentic AI Fraud Response Layer that enables customers to report fraud incidents by voice, allowing real-time risk assessment, automated protective controls, and immediate fraud containment."
- Authenticate caller via voice + KYC challengestep 1 · 120ms
- Detect SIM replacement 00:14:22 agostep 2 · 200ms
- Review M-Pesa & wallet activity (last 24h)step 3 · 280ms
- Scan device & beneficiary changesstep 4 · 360ms
- Compute composite risk scorestep 5 · 440ms
AI Emergency Fraud Lock™
When composite risk exceeds preset thresholds, FraudShield recommends or initiates protective measures across the customer's wallet, account and SIM — instantly. A command-centre review trail ensures every action is auditable, reversible and policy-compliant.
From API event to regulator-ready audit — live
Stream real-time SIM swap, number porting and M-Pesa events into FraudShield, build custom cases with your own sequence and timestamps, switch policy presets, scrub the timeline, act as Analyst / Supervisor / Compliance, monitor SLA per event type, and export a regulator-grade audit report.
A single pane of glass for the Head of Fraud and the CRO
Power BI-grade dashboards designed for executives, fraud operations and regulators. Drill from board metrics to a single transaction in three clicks.
- Trends124.00
- Synthetic identity wave · SACCO segment+38%
- Cross-border mule chain · KE → NG+22%
- Agent-assisted withdrawal anomaly+17%
- OTP relay attack · banking app+11%
Outcomes the board can measure
Reduce Fraud Losses
Detect earlier, intervene faster and shrink loss windows from days to seconds.
Improve Customer Trust
Stop fraud at the network edge before customers feel the impact.
Accelerate Investigations
AI-prepared cases reduce mean time to disposition by up to 70%.
Strengthen AML Compliance
Auditable, explainable monitoring aligned to FATF and national regulators.
Enhance Risk Visibility
One executive view across telco, wallet and banking exposure.
Reduce Operational Costs
Fewer false positives, less manual triage, higher analyst throughput.
Improve Regulatory Reporting
STR, CTR and SAR generation built in, with full evidence packs.
Protect Digital Channels
Mobile money, agent banking, USSD, app and web — all under one shield.
Built for the institutions that move the economy
Telecommunications
MNOs and MVNOs protecting subscribers and revenue.
Mobile Money Providers
Wallets, agent networks, merchant rails.
Banks
Retail, corporate and digital-only banks.
SACCOs
Cooperatives modernising fraud and AML defence.
Fintechs
Cards, lending, neo-banks and BNPL.
Insurance
Claims, policy and intermediary fraud.
Regulators
Supervisory analytics across the financial ecosystem.
Built for the next decade of fraud
Deploy your way. Scale without limits.
API-first design
Every capability exposed via REST, GraphQL and streaming APIs.
Multi-tenant architecture
Logical isolation per institution with per-tenant keys and policies.
Cloud deployment
Run on AWS, Azure or GCP with regional data residency.
Hybrid deployment
Sensitive workloads on-prem, elastic analytics in the cloud.
On-premise deployment
Air-gapped installs for sovereign and regulated environments.
Real-time processing
Streaming pipeline scoring 50B+ events per month under 100ms.
High availability
Active-active across zones with 99.99% SLA.
Enterprise security
Zero-trust, KMS-backed encryption, granular RBAC, SOC 2 Type II.
Transform Fraud Detection with AI-Powered Intelligence
See FraudShield run on your own data in a 30-minute executive briefing. We bring the platform, the AI and the playbooks. You bring the questions.