Agentic RAG

AI that answers from your policies, not the internet.

VoxID Agentic RAG indexes your approved bank documents and returns role-aware, cited answers. Sensitive responses route through human approval. Every reply is auditable end-to-end.

SOC 2-alignedOn-prem or VPCCBK / GDPR readyZero open-internet callsEN · SW · FR · AR
100%
Answers cited
<2s
Median response
0
Open-internet calls
94%
First-answer accuracy
agentic rag · knowledge
Live VoxID console
Docs indexed
48,221
Cited answers
100%
Avg latency
430ms
Grounded queries / min0.92
Grounded queries / min. 10 points, trend up, min 0.20, max 0.92, average 0.55, latest 0.92.
  • Grounded queries / min0.92
Citations
  • POLICYLoan eligibility · §4.2p.18
  • COMPLIANCEAML thresholds · 2024 revp.6
  • SOPDormancy reactivation flowp.11
How it works

From your filing cabinet to a defensible answer

Six governed steps. No shortcuts, no internet detours, no ungoverned model calls.

1
Ingest

Policy PDFs, SOPs, product sheets, circulars, core-banking docs — versioned and access-tagged.

2
Chunk & embed

Semantic chunking with table & clause awareness. Embeddings stored in a private vector store.

3
Retrieve

Hybrid keyword + vector retrieval scoped to the asker's role, branch and entitlement.

4
Reason

Agent plans multi-hop lookups, calls approved tools (core banking, CRM) when policy allows.

5
Cite

Every sentence linked to source document, page and clause. No citation, no answer.

6
Govern

Sensitive answers routed for human approval. Full audit trail to the regulator.

Live answer

Watch a question become a cited, governed reply

Branch teller asks
Question
"Can I waive the early-repayment fee for a SME loan if the customer is restructuring?"
VoxID Agentic RAG answer
Early repayment fees for SME loans may be waived only when the customer enters a formal restructuring agreement under Section 4.3.2 of the SME Credit Policy, and the waiver is approved by the Branch Credit Committee. Standard prepayment penalties otherwise apply per Schedule B.
SME Credit Policy v3.2 · §4.3.2Pricing Schedule B · row 14Branch Credit Committee Charter · §2
Requires Branch Credit Committee sign-off — workflow auto-created.
rag · retrieval intelligence
Live VoxID console
Answers / hr
412
+18%
Citation rate
100%
+0pt
Approval routed
6%
-3pt
Questions answered (today)0.91
Questions answered (today). 10 points, trend up, min 0.30, max 0.91, average 0.61, latest 0.91.
  • Questions answered (today)0.91
Where it works

Use cases live in production

Customer service knowledge base

Frontline reps answer in seconds with the latest approved wording.

Loan policy assistant

Eligibility, pricing and exception rules answered with the clause cited.

Compliance policy assistant

AML, KYC, CBK and data-protection guidance — always current.

Fraud investigation support

Investigators query case history, typologies and red-flag matrices.

Internal SOP assistant

Operations staff find the right procedure without paging a supervisor.

Branch operations assistant

Cut, stop, reissue, lien — step-by-step with system links.

Agent onboarding

New hires self-serve product knowledge with role-appropriate depth.

Sacco product knowledge

Members and officers get product answers in EN / SW / FR.

Governance

Built for governed knowledge, not curiosity

Document ingestion (PDF, DOCX, HTML, scans with OCR)
Policy version control
Role-based answers
Inline source citations
Approval workflow for sensitive replies
Escalation rules
Knowledge freshness monitoring
Secure document access (ACL preserved)
Full audit logs
Analytics on repeated questions
Hallucination guardrails
PII / PCI redaction
Data never leaves your tenancy

Private vector store, private inference, no third-party retention.

Citations or it didn't happen

If retrieval fails confidence threshold, the agent says so — and escalates.

Freshness monitor

Every document carries an effective date. Stale answers are flagged automatically.

Why agentic

Classic RAG retrieves. Agentic RAG reasons, governs and acts.

A normal RAG bot stops at 'here is a passage.' An agent plans the lookup, calls the right systems, validates against policy, and decides whether a human must sign off.

Classic chatbot RAG
  • Single retrieval per question
  • No awareness of who is asking
  • Often paraphrases without citation
  • Cannot call core banking or CRM
  • Stale answers when docs change
  • Black-box, no audit trail
VoxID Agentic RAG
  • Plans multi-hop retrieval across policy, product & circulars
  • Scopes answers to role, branch, country and entitlement
  • Cites every clause inline — no citation, no answer
  • Calls approved tools (CBS, CRM, ticketing) when policy allows
  • Detects stale documents and refuses confidently wrong answers
  • Full audit log: prompt, retrieval set, tools called, approver
Architecture

Inside the agent

A modular reference architecture you can deploy in your VPC or on-prem.

Knowledge plane

Document loaders, OCR, version control, ACL inheritance.

Retrieval plane

Hybrid BM25 + dense vectors, reranker, role filters.

Reasoning plane

Planner, tool router, self-critique, citation enforcer.

Tool plane

Adapters for CBS, CRM, ticketing, email, ESB, webhooks.

Governance plane

Policy engine, approval routes, redaction, audit sink.

Reference flow
User
Role-scoped question via secure channel
Planner
Decomposes into 1–N retrievals + tool calls
Retriever
Hybrid search over private vector store + BM25
Reranker
Cross-encoder picks top-k by relevance
Policy engine
Drops chunks the user is not entitled to see
Reasoner
Drafts answer, attaches citations, self-critiques
Guardrails
PII / PCI redaction, hallucination check, threshold
Approval
Sensitive → human queue · Routine → straight-through
Audit
Prompt + retrievals + tools + approver written to log
Knowledge sources

Anything your bank already writes down

Connect once. The agent re-ingests on change, preserves access rules and tracks every version.

Documents

PDF, DOCX, PPTX, XLSX, TXT, MD, HTML, EML

Scanned & legacy

OCR for scans, faxes, photographed circulars

Repositories

SharePoint, Confluence, Drive, OneDrive, S3

Systems of record

Core banking, CRM, ticketing, ESB, data warehouse

Pre-built connectors
Temenos T24FinacleFlexcubeMambuSalesforceHubSpotServiceNowJiraZendeskSharePointConfluenceDriveOutlookSAPOracle EBSMicrosoft 365SlackTeamsWebhookRESTSOAPKafka
Security & compliance

Engineered for regulated environments

Your data, your tenancy, your audit trail. We never train on your documents.

Deployment

On-prem, private VPC (AWS / Azure / GCP) or air-gapped.

Encryption

TLS 1.3 in transit · AES-256 at rest · KMS-managed keys.

Identity

SSO via SAML / OIDC, AD groups inherited end-to-end.

Privacy

Automatic PII / PCI / account number redaction at retrieval.

Standards

Mappings for SOC 2, ISO 27001, PCI-DSS, GDPR, CBK guidelines.

Auditability

Immutable log of prompt, sources, tools, model, approver.

Benchmarks

How VoxID Agentic RAG performs

CapabilityPublic chatbotClassic RAGVoxID Agentic RAG
Cites source document & clauseSometimesAlways
Respects role & entitlement
Multi-hop reasoningPartial
Calls core banking / CRM tools
Human approval for sensitive replies
Hallucination rate (internal eval)~18%~7%<0.5%
Median latency3–6s2–4s<2s
Audit log to regulatorPartial
Rollout

From kick-off to cited answers in four weeks

Week 1
1
Discovery

Map documents, roles, sensitive flows and audit needs.

Week 2
2
Ingest & secure

Deploy in your tenancy, ingest pilot corpus, wire SSO.

Week 3
3
Tune & govern

Configure policy engine, approval routes, redaction.

Week 4
4
Pilot live

10–50 users, daily accuracy review, success metrics.

Editions

Packaged for pilots, departments and enterprise rollouts

Pilot
Scoped engagement
  • Up to 50 users
  • One business domain
  • Up to 5,000 documents
  • Standard connectors
  • Email support
Talk to sales
Most adopted
Enterprise
Bank-wide rollout
  • Unlimited users by role
  • Multi-domain knowledge graph
  • Unlimited documents
  • All connectors + custom
  • Dedicated CSM + 24/7
Talk to sales
Sovereign
Air-gapped / regulated
  • On-prem / air-gapped
  • Private model hosting
  • Custom compliance mappings
  • Source code escrow
  • Resident engineer optional
Talk to sales
FAQ

What banks ask before they sign

Outcomes

What banks measure after rolling out Agentic RAG

-62%
Time-to-policy-answer
+48%
First-call resolution
100%
Audit trail coverage
0
Hallucinated policy clauses

"Our branch staff used to wait twenty minutes for a credit policy clarification. With Agentic RAG, they get a cited answer in two seconds — and our compliance team gets the audit trail for free."

— Head of Retail Operations, Tier-1 East African bank
Next step

Bring 50 of your policy PDFs. We'll show you cited answers in a week.

A short, scoped pilot inside your environment — your documents, your access rules, your audit log.

Start a pilot